Plain-English guidance on FERS, TSP, FEHB, FEGLI, OWCP, and your workplace rights — from an HR practitioner who spent 21 years processing these benefits from the inside.
Congress is proposing a formula change that could permanently reduce your monthly retirement check by $500–$1,000 every year. Here’s what it means and what to do now.
Read the full guide TSPThe limit went up to $23,500. If you haven’t updated your election, you’re leaving tax-advantaged savings behind every single pay period.
Read the full guide Career Decisions30% more pay and a 20-minute commute sounds compelling. But every year you leave early costs 1% of your High-3 salary in annuity — permanently.
Read the full guide RIF & ReturnThe RIF pushed you out. Now you want back in. Here’s what nobody tells you before you sign your return paperwork — and the exact questions to ask HR in writing.
Read the full guide FEHBMost federal employees auto-renew without comparing. That decision costs some of them $800+ a year. Here are the 5 things that actually matter.
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